We are all products of our time and we only have hindsight .
我們都是時代的產物,而我們都只有事后聰明。
No. 2 the future is not the past , and hindsight is not foresight .
未來不是過去,事后聰明不是深謀遠慮。
Not only would the banks have acted differently with hindsight , but the treasury would want them to , in the interests of higher revenue and more price transparency .